1. Know Your Budget (and Stick to It)

Before you start viewing homes, it’s essential to determine how much you can realistically afford. Take a good look at your income, expenses and savings. Factor in not just your mortgage, but also legal fees, stamp duty, home insurance and potential renovation costs. Chat with a mortgage advisor to get pre-approved — this gives you a clear price range and shows sellers you’re serious.

2. Understand Government Schemes

There are several supports available to first-time buyers in Ireland, such as the Help to Buy (HTB) Scheme and the First Home Scheme. These can reduce the upfront cost of buying a home significantly. Check your eligibility and take advantage of what’s available to you — it could make your dream home more affordable than you think.

3. Choose the Right Location

Claremorris offers a variety of neighbourhoods, each with its own character. Think about what matters to you – proximity to schools, access to public transport, or being close to family and friends. Drive or walk around different areas at different times of day to get a feel for the community.

4. Think Long-Term

Your first home might not be your forever home, but it should suit your needs for the next 5–10 years. Consider space for a growing family, potential to extend, or the property’s resale value down the line.

5. Get Local Advice

As someone who lives and works in Claremorris, I know the local market inside and out. I can guide you to properties that fit your needs, advise on pricing, and help with negotiations. A local agent can also connect you with reliable solicitors, surveyors, and tradespeople.